Critical Illness Cover – Easing The Financial Pressure

Protecting your health is vital, but protecting your finances is equally important, especially if you have a family. Critical Illness Cover pays a lump sum should you be diagnosed with cancer, heart attack, stroke, kidney failure, multiple sclerosis, or if you need coronary artery bypass surgery or a major organ transplant.

If you were to suffer from a Critical Illness tomorrow;

What would happen to your partner?

What would be the impact on your children?

What would happen to your home?

Suffering from a Critical Illness brings enough stress without the added worries of financial pressures. If you suddenly become ill and are forced out of work, it can become particularly difficult to keep on top of bills, food shopping and mortgage repayments, especially if your partner is also forced out of work help care for you.
Should you suffer from a Critical Illness whilst covered, a cash lump sum would be paid out to you, allowing you to them to secure your finances and begin to rebuild your life, without immediately having to think about getting back to work, allowing you to focus on recovery!

This cash lump sum could be used to;

Pay off your mortgage

Pay off your debts

Make alterations to your home

Pay for experimental treatment otherwise not available

Or if terminal, cover the costs of your funeral.

– This is completely your choice.

Before advising, we would always look at these factors;

Your age

Your current health

Whether you smoke

The level of benefit required

How long you want the policy to run

You can’t always avoid illness, but what you CAN do is prepare for the worst. By reducing any financial uncertainty, you can allow your family to continue to live comfortably through the worst of times!

Call us now on 0116 366 6866, or email us at [email protected] for more information!